Need an appraisal in Newark or New Castle County?

Check out the top seven reasons DE homeowners use Grayden Appraisal:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge New Castle county's assessment of your property
  3. Remove PMI to reduce your monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a DE divorce, where property needs to be divided
  7. To settle an estate in New Castle county or DE by determining the true market value of real estate in question

Need help determining the value of your home in or near Newark, DE?
Contact Grayden Appraisal.

At Grayden Appraisal, we understand the individual needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. But as a consumer,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Grayden Appraisal, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value report than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. Grayden Appraisal is experts in helping homeowners just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Lets say you live in a local area that is going down -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Grayden Appraisal is your number one weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is in or near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. Grayden Appraisal can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for efficiency, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Grayden Appraisal can help you with that. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.